Schengen Visa Medical Insurance

What is Schengen Travel Insurance?

Schengen travel insurance is mandatory travel medical insurance for anyone traveling to the Schengen Area of Europe on a Schengen visa. You will be required to show proof of proper health insurance coverage when applying for your Schengen visa.

Why Do I Need Travel Health Insurance When Traveling?

In addition to the requirement, you need travel health insurance while traveling because it is unlikely that your domestic health insurance will be accepted in a foreign country. Without insurance coverage, you may be stuck paying a bill you cannot afford if you get sick or become injured on an international trip.

Schengen Visa Travel Insurance Requirements

Acceptable medical insurance for a Schengen visa must meet following criteria:

  • Medical coverage of at least Euro 30,000 (USD $31,911 as of April 14, 2024).
  • Must cover emergency medical evacuation and repatriation of remains.

What Countries are Covered in Schengen Travel Insurance?

If you are traveling to any of the 29 countries listed below for either tourism or business purposes on a Schengen visa, you need to show proof of adequate Schengen visa medical insurance coverage at the time of visa application before the visa can be granted:

Schengen countries: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland.

What is Covered in Schengen Travel Health Insurance?

All compliant Schengen travel health insurance will provide a minimum of Euro 30,000 in medical coverage, as well as coverage for emergency medical evacuation and repatriation of remains. Other coverages available in Schengen travel health insurance will vary depending on the plan you choose.

How Can I Get Schengen Visa Insurance?

We offer several travel insurance plans for Schengen visas that meet all the requirements right here on our website, giving you one-stop shopping.

As soon as you make a purchase, you will get the confirmation in the email that contains the link for printing your Schengen visa letter to present to the embassy or consulate. Or you can simply visit MyAccount and print the visa letter.

You will require the certificate number (provided at the end of the purchase process) and the date of birth to print the visa letter.

Visa letter printing is available around 15 to 30 minutes after the purchase of the insurance.

Frequently Asked Questions About Schengen Visa Insurance

Which travel insurance is best for Schengen?

There are numerous travel insurance plans for Schengen visas that may meet your needs. Enter your information here to find the best Schengen travel insurance for your needs.

Does a Visa card have Schengen travel insurance?

You will be required to show proof of Schengen travel insurance in order to apply for your Schengen visa. It is not typically included with most credit cards.

How to claim Schengen travel insurance?

The way you make a claim with Schengen travel insurance will depend on who administers your plan. Take a look at your policy documents or log into MyAccount for more information. You can also contact us if you have any questions. 

How much is the travel insurance for Schengen visa?

How much travel insurance for a Schengen visa costs will depend on your personal details, the length of your trip, and the plan you choose. Browse Schengen medical insurance plans for your destination to get started.

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